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Business Deposit Products

Efficiency is good for business.


You keep your business functioning efficiently; we’ll do the same for its money. Ohio State Bank not only gives you fast and easy access to your funds, we also give you the tools and insights to ensure those funds work as hard as you do.


Ready access to cash is the lifeblood of any business. So we make it simple—and free—to use, protect, and grow the earnings from your business.

All Ohio State Bank Business Checking Accounts include:

  • Cash management services
  • Nationwide network of surcharge-free ATMs at MoneyPass ATM locations
  • Free eStatements
  • Free online banking and bill payment
  • Free mobile banking
  • Ohio State Bank Visa debit/ATM card
  • Verified by Visa protection for online purchases made using your Ohio State Bank debit card
  • Free first order of checks
  • Unlimited check writing
  • No monthly maintenance fee
  • Free cashier’s checks
  • $500 minimum balance required to open
  • Tiered interest-rate structure for interest-earning checking accounts

Carrier, message and data rates may apply.


Order Checks

So you never run out of checks, Ohio State Bank makes it simple to reorder right here.

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Money Market

If you want to plan for future possibilities, a Business Money Market Account acts like a savings account—with interest. We offer competitive rates, tiered according to the amount in your account, so you can earn without tying up funds for an extended period.

All Ohio State Bank Business Money Market Accounts include:

  • Free online banking and bill payment 
  • Free mobile banking 
  • No monthly maintenance fee
  • Free cashier’s checks
  • $500 minimum balance required to open
  • Tiered interest-rate structure
  • Unlimited withdrawals when made in person. Banking regulations limit pre-authorized withdrawals to six per month.


When you have funds set aside in a savings account, you’re ready for all kinds of possibilities.

Every Ohio State Bank Business Savings Account includes:

Certificates of Deposit

To maximize savings with higher interest than a traditional savings account, we recommend business clients invest in FDIC-insured Certificates of Deposit. We can talk you through current interest rates and help you decide the amounts and terms that meet your organization’s time horizon and financial goals.

Not only does putting money into CDs make sound financial sense, investing in CDs through Ohio State Bank makes saving simpler. Most banks can only insure deposits up to $250,000—meaning if you want to deposit more than that, you have to go to multiple banks and manage multiple accounts. Not with Ohio State Bank. Because we’re a member of a network of banks, the Certificate of Deposit Account Registry Service ("CDARS") Network, you can deposit as much as you like with us. Your money is divided into amounts under $250,000 and distributed to other FDIC-insured institutions in the network. These funds are then put into CDs and fully insured by our partners, while still managed through Ohio State Bank.

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To learn more about Ohio State Bank business deposit products, stop by or give us a call.

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