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At Ohio State Bank, serving our community means serving as a resource.

When you’re considering applying for a new credit card or taking out a loan, there’s a lot to understand so you can make smart financial decisions. We recommend the Federal Reserve's Consumer's Guide to Credit Reports and Credit Scores, a helpful tool that provides practical tips for improving your credit score, details about new credit card rules, and information about how to obtain your latest credit reports.

See the guide How to Establish, Use & Protect Credit.

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