Internet Explorer 11 is outdated. For improved security and optimized performance we highly recommend upgrading your browser. ChromeFirefoxEdge

Personal Account Services

Putting “person” back in personal banking.


As a local community bank, we’re run by and for people you actually know. People who understand where and how you live, and what you really need from a bank. That’s why we designed all of our personal banking options to help make your possibilities into realities.

Debit Card

Whether you’re shopping in the Short North or the South of France, your Ohio State Bank debit card gives you instant access to your money. You can use your Visa debit card just about anywhere to pay for purchases or to make ATM transactions.

Please note that if you are traveling internationally and will be using your debit card, you must contact the Bank to place a travel alert on the card that you will be using.

Verified by Visa

We know it’s a big deal that you’ve chosen to entrust your possibilities to Ohio State Bank. So we work hard to keep your dollars—and your dreams—safe. We offer Verified by Visa as an extra layer of protection when you're shopping online with your debit card. This advanced technology authenticates your identity before approving payment, minimizing the risk of someone else using your card to make fraudulent purchases.

Visa Credit Cards

When you apply for a Visa card from Ohio State Bank, you get loads of pricing and rewards options. You also get something more: help managing your card from real people you know and trust.

Apply for an OSB Visa Credit Card

Additional Services


Ohio State Bank is part of the MoneyPass ATM network, so you can use any MoneyPass ATM surcharge-free. Find your nearest ATM and download the mobile app so you can always locate an ATM when you’re out and about in Ohio and beyond.

Cashier's Checks

When you’re making possibilities come true, you may need a cashier’s check, especially for larger purchases. Stop by and we’ll help you take care of it.


Direct Deposit

If you receive regular payments (payroll, social security, dividend, pension, or government checks), use direct deposit to have your funds go right to your account. To set up a direct deposit, you’ll need the Ohio State Bank routing number (044015941) and your account number.

Notary Public Services

When you need an important document notarized—whether it’s banking-related or not—we’ve got you covered at no charge.

Order Checks

So you never run out of checks, Ohio State Bank makes it simple to reorder right here.

Reorder Checks

Wire Transfers

If you want to send or receive money with a wire transfer, we can help. There may be a small fee for each outgoing transaction.

For an incoming wire transfer, the originating financial institution will need these details:

Receiving Bank Information
Receiving Bank Name: United Bankers' Bank
Routing / ABA#: 091001322

Beneficiary Bank Information
Beneficiary Bank Name: Ohio State Bank
Beneficiary Bank Acct#: 2508786
Final Credit to: Your name and your account number


For ACH transactions you will need the Ohio State Bank routing number (044015941) and your account number.


Like Us Network Locations
& Hours
to OSB


Toolbar Button


We are here to help.

Call us Email Us

Back to Top